Direct Asset Finance Ltd
First Floor, Suite 4,
Bredon House
Almondsbury Business Centre
Woodlands Lane
Bradley Stoke
Bristol
BS32 4QH
Tel:
0345 833 4771
Fax:
0345 833 4772

Direct Asset Finance
Commercial Mortgages

For many businesses, both large and small, one of the biggest decisions to be made is whether to buy or lease a commercial property.

Once a suitable property is found, there are many competitive commercial mortgages available and repayments could well be similar to rental outgoings or maybe even cheaper.

The added bonus is that over time, hopefully the value of the property will increase to provide a capital gain and mortgage interest payments are tax deductible.

Through our financial partnerships we can arrange Commercial Mortgages and each lender will have their own lending criteria. Whether you can get a Commercial Mortgage is made on the business' ability to repay. Lenders wil be looking for a positive credit rating and will ask to see long-term fnancial projections, business plans and previous years' audited accounts, but not for all. The interest rate you will pay may be based on these factors.

In the current financial climate lenders are asking for larger deposits. The amount depends on the lending sector and history of the business; however on average a deposit of 20% - 40% of the purchase price is required. Most Commercial Mortgages are for a term of 15 years or more. 

So if you are looking to secure a Commercial Mortgage then please call us now, and we will be delighted to discuss your requirements.

 

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